Monarch Money

Monarch Money is the best alternative to Mint (which shut down in January 2024) and has benefited enormously from that migration. It offers comprehensive account aggregation (all bank accounts, credit cards, investment accounts, loans, property values), goal tracking, budget management, and net worth tracking in one interface. The collaborative feature — shared dashboards for couples with configurable privacy settings — is the best implementation of joint finance management available in any app. Cost: $14.99/month or $99.99/year. The free tier is limited but allows evaluation. The Mint refugee effect has created a large user community with extensive third-party guides, YouTube tutorials, and Reddit communities that reduce the learning curve. For couples, families, or anyone with complex multi-account situations, Monarch is the most comprehensive single-platform solution.