Blind Ranking
Tap items in order of preference. Pick #1 of 8.
Item A
The Hang Seng Cathay Pacific Credit Card is Hang Seng Bank's co-branded product with Cathay Pacific, earning Asia Miles directly on all eligible purchases without a conversion step. Cardholders earn at HK$3 per Asia Mile for Cathay Pacific, HK Express, and Marco Polo Club bookings, and HK$5 per Asia Mile for general everyday Hong Kong spending. The card suits Cathay Pacific loyalists who bank with Hang Seng and prefer a single integrated co-branded relationship. A welcome bonus of up to 40,000 Asia Miles, selective Cathay Pacific lounge privileges, and targeted dining promotions across Hong Kong complete a solid mid-tier proposition for regular Cathay travellers.
Item B
The BOC Cheers Visa Infinite Card from Bank of China (Hong Kong) posts the strongest flat Asia Miles earn rate in the Hong Kong credit card market, requiring only HK$1.5 in eligible spending to generate 1 Asia Mile across all spending categories. This category-agnostic structure eliminates the need to track bonus tiers or cap thresholds. Positioned at Visa Infinite tier, the card includes complimentary airport lounge access, comprehensive travel insurance, and a welcome bonus of up to 60,000 Asia Miles. The HK$600,000 minimum annual income requirement limits this card to top-tier earners and BOCHK private banking clients.
Item C
The BEA Asia Miles Mastercard from Bank of East Asia is a direct Asia Miles earning card designed for existing BEA banking customers and Cathay Pacific loyalists who prefer consolidating their banking and rewards with one institution. The card earns Asia Miles directly at HK$5 per Asia Mile for overseas transactions and HK$6 per Asia Mile for local Hong Kong spending, without any intermediate points conversion. An annual fee waiver is available upon meeting minimum annual spend thresholds. While the earn rate trails market leaders, BEA's broad HK and Macau branch footprint and established retail banking integration make this a practical, low-friction option for existing BEA account holders.
Item D
The BOC Cheers Visa Signature Card is the more accessible tier in BOCHK's Cheers miles-earning range, earning at HK$1.9 per Asia Mile across all eligible spending categories. While slightly below the Visa Infinite variant's HK$1.5 per mile rate, the Signature card is available to applicants earning HK$150,000 or more annually, widening eligibility to a significantly broader professional base. A welcome bonus of up to 30,000 Asia Miles and a manageable annual fee with spend-based waiver options provide solid ongoing value. The card suits regular Hong Kong-based travellers who want consistent, uncapped Asia Miles accumulation without the exclusionary income threshold of private banking tier cards.
Item E
The DBS Black World Mastercard is DBS Hong Kong's flagship travel credit card, earning DBS Points convertible to Asia Miles and other partner programmes. The card earns at HK$4 per mile for overseas and selected partner-category spending, scaling to HK$12 per mile for local everyday transactions. It includes complimentary Priority Pass lounge access (2 visits per year), travel accident insurance, and purchase protection. A welcome bonus of up to 30,000 DBS Points redeemable as Asia Miles makes entry attractive for DBS banking relationship holders. The DBS digibank app provides integrated points tracking and redemption management for existing DBS customers in Hong Kong.
Item F
The Citi PremierMiles Card earns Citi Miles that transfer to Asia Miles on a 1:1 ratio, with no expiry on accrued miles. It awards HK$3 per Citi Mile for overseas spending and HK$8 per Citi Mile for local transactions, with no cap on miles accrual. The card suits frequent travellers who spend substantially overseas and want redemption flexibility beyond Asia Miles – Citi Miles transfer to 12+ airline and hotel programmes. A welcome bonus of up to 60,000 Citi Miles, a minimum annual income of HK$120,000, and a first-year fee waiver make this the most compelling mid-tier flexible miles card in Hong Kong.
Item G
The American Express Explorer Credit Card earns 1 Membership Rewards point per HK$1 spent, transferable to Asia Miles at a 250:200 ratio, delivering an effective earn rate of approximately HK$1.25 per Asia Mile. It carries the largest welcome bonus among Asia Miles-eligible cards in Hong Kong: up to 72,000 Membership Rewards points plus an HK$200 statement credit, equivalent to approximately 57,600 Asia Miles. Complimentary lounge access (2 visits per year) and strong Amex acceptance at premium dining and retail outlets add lifestyle value. The HK$300,000 minimum income threshold and HK$1,800 annual fee position this card for established professionals.
Item H
The Mox Credit Card's Asia Miles variant is Hong Kong's only no-annual-fee, no-minimum-income card that earns Asia Miles directly. Operated by Mox Bank (backed by Standard Chartered), it earns at a flat HK$4 per Asia Mile on all eligible spending and charges no foreign transaction fee on overseas purchases. Card management is entirely app-based via the Mox mobile app, with real-time spend notifications and instant freeze controls. The card suits self-employed individuals, gig economy workers, new arrivals, or younger residents who do not meet the income thresholds of traditional bank cards but still want to accumulate Asia Miles on everyday spending without an annual fee.