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Top 10 Best Credit Cards for Asia Miles in Hong Kong 2026
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#3
#3
Citi PremierMiles Card - Citibank Hong Kong
The Citi PremierMiles Card earns Citi Miles that transfer to Asia Miles on a 1:1 ratio, with no expiry on accrued miles. It awards HK$3 per Citi Mile for overseas spending and HK$8 per Citi Mile for local transactions, with no cap on miles accrual. The card suits frequent travellers who spend substantially overseas and want redemption flexibility beyond Asia Miles – Citi Miles transfer to 12+ airline and hotel programmes. A welcome bonus of up to 60,000 Citi Miles, a minimum annual income of HK$120,000, and a first-year fee waiver make this the most compelling mid-tier flexible miles card in Hong Kong.
#4
BOC Cheers Visa Infinite Card - Bank of China (Hong Kong)
The BOC Cheers Visa Infinite Card from Bank of China (Hong Kong) posts the strongest flat Asia Miles earn rate in the Hong Kong credit card market, requiring only HK$1.5 in eligible spending to generate 1 Asia Mile across all spending categories. This category-agnostic structure eliminates the need to track bonus tiers or cap thresholds. Positioned at Visa Infinite tier, the card includes complimentary airport lounge access, comprehensive travel insurance, and a welcome bonus of up to 60,000 Asia Miles. The HK$600,000 minimum annual income requirement limits this card to top-tier earners and BOCHK private banking clients.
#5
American Express Explorer Credit Card - American Express Hong Kong
The American Express Explorer Credit Card earns 1 Membership Rewards point per HK$1 spent, transferable to Asia Miles at a 250:200 ratio, delivering an effective earn rate of approximately HK$1.25 per Asia Mile. It carries the largest welcome bonus among Asia Miles-eligible cards in Hong Kong: up to 72,000 Membership Rewards points plus an HK$200 statement credit, equivalent to approximately 57,600 Asia Miles. Complimentary lounge access (2 visits per year) and strong Amex acceptance at premium dining and retail outlets add lifestyle value. The HK$300,000 minimum income threshold and HK$1,800 annual fee position this card for established professionals.