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Top 10 Best Credit Cards for Asia Miles in Hong Kong 2026
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#1
HSBC EveryMile Credit Card - HSBC
The HSBC EveryMile Credit Card is a top-tier miles card for Hong Kong residents, offering up to HK$2 per mile on foreign currency spending and HK$2.5 per mile on local spending. It seamlessly converts all spending into Asia Miles at a 1:1 ratio, with no cap on miles earned. The card suits frequent travelers who value high earn rates and flexible redemption across airlines. Its key differentiator is the unlimited miles earning and direct transfer to Asia Miles, eliminating conversion hassles. Includes complimentary airport lounge access via Priority Pass with a minimum spend.
#2
#2
Citi PremierMiles Card - Citibank Hong Kong
The Citi PremierMiles Card is a flexible miles card rewarding spending with Citi ThankYou Points that convert to Asia Miles at a ratio of 1:1. It offers up to HK$3 per mile on local spending and HK$8 per mile on overseas dining and airfare (capped). The card suits value-conscious travelers who want a mix of high earn rates on specific categories and flexibility across multiple airline partners. A key differentiator is the generous sign-up bonus and ability to earn airport lounge access with annual spending. It also includes travel insurance and no forex fees on foreign currency transactions.
#3
Standard Chartered Cathay Mastercard - Standard Chartered Bank (Hong Kong)
The Standard Chartered Cathay Mastercard is a co-branded card focused on earning Asia Miles directly, with no conversion needed. It offers up to HK$2 per mile on foreign currency and selected categories (e.g., travel, dining), and HK$6 per mile on general spending. The card suits Cathay Pacific loyalists who want simplicity and high earn rates on travel-related expenses. A key differentiator is the co-branded status, allowing direct miles accrual and exclusive Cathay Pacific perks, including priority boarding and extra baggage allowance. Includes a welcome bonus of up to 100,000 miles.