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Top 10 Best Travel Miles Credit Cards in Hong Kong 2026
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#1
Citi Prestige Card
The Citi Prestige Card is Hong Kong's premier travel card, earning 1.33 miles per HKD on local spend and 2 miles per HKD overseas — elite earn rates that few cards match. The headline perk is the complimentary 4th night free at any hotel worldwide (unlimited, capped at actual nightly rate) — a benefit that easily offsets the HK$3,800 annual fee for cardholders who take 2-3 hotel stays per year. Points transfer to 11 airline partners including Cathay Asia Miles, Singapore KrisFlyer, and British Airways Avios. Welcome bonus: 60,000 miles (720,000 points).
#2
HSBC EveryMile Credit Card
HSBC EveryMile earns 1 RewardCash per HKD (equivalent to 0.5 mile via transfer) with no category restrictions and transfers to 18 airline programmes — the widest transfer network of any HK-issued card. The card partners directly with Cathay Pacific, enabling mile accumulation that stays in the Asia Miles ecosystem for optimal Business Class redemptions. For HK-based frequent travellers, the combination of the broad transfer network and Cathay partnership makes EveryMile the most flexible mile-earning vehicle in the market. Annual fee: HK$2,000.
#3
Citi PremierMiles Card
A step down from Prestige in price (HK$1,800 annual fee) but not in earn rate, the PremierMiles Card delivers 1.67 miles per HKD on overseas transactions — among the highest overseas earn rates of any HK card. Local spend earns 0.67 miles per HKD, and the card provides unlimited airport lounge access via Priority Pass. The 240,000 welcome bonus points (equivalent to 20,000 miles) offers immediate value. Transfer partners include Singapore Airlines, Cathay, JAL, and 8 others with no transfer fee.