Swipe Mode
Top 10 Best USD Time Deposit Rates in Hong Kong June 2026
10 remaining
#1
Fusion Bank 3-Month USD Time Deposit - Fusion Bank
Fusion Bank offers a competitive 3.75% p.a. USD time deposit for new funds, with a low minimum deposit of USD 2,000. As a virtual bank, it provides a fully online application process with no branch visits. Ideal for tech-savvy savers seeking a short-term yield boost. The rate is available through the Fusion Bank app and applies to fresh deposits only. Funds are protected under the HKMA Deposit Protection Scheme up to HKD 800,000.
#2
ZA Bank 6-Month USD Time Deposit - ZA Bank
ZA Bank, Hong Kong’s largest virtual bank, offers a 3.60% p.a. USD time deposit for 6 months with a minimum of USD 1,000. Designed for depositors seeking a medium-term yield, this product requires no tiered status and is open to all ZA Bank customers. The rate is fixed for the tenor and applies to new deposits. ZA Bank’s app-based platform allows instant setup. Under HKMA protection, deposits up to HKD 800,000 are safeguarded.
#3
HSBC Premier USD Time Deposit - HSBC
HSBC’s Premier tier offers a 3.50% p.a. USD time deposit for 3 months on new funds, with a minimum deposit of USD 2,000. This rate is exclusive to HSBC Premier customers and is part of a promotional campaign. HSBC provides extensive branch and online banking support. Ideal for high-net-worth individuals seeking a reliable, established bank. FX conversion from HKD to USD incurs a fee. HKMA protection applies up to HKD 800,000.