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Top 10 Highest Interest Savings Accounts in Hong Kong June 2026
8 remaining
#1
Mox Account - Mox Bank
Mox Bank, backed by Standard Chartered, HKT, PCCW, and Trip.com, offers a fully digital banking experience in Hong Kong. It aims to provide competitive savings rates and a seamless mobile-first platform, ideal for tech-savvy individuals looking for convenient banking with cashback rewards. While it doesn't support international payments directly, its local features and partnerships make it an attractive option for everyday spending and savings. Deposits are protected by the HKMA Deposit Protection Scheme.
#2
ZA Bank Savings Account - ZA Bank
ZA Bank, Hong Kong's first virtual bank, provides a comprehensive suite of digital banking services. It's well-suited for individuals seeking a seamless, app-centric banking experience with competitive interest rates and no minimum balance fees. While its highest promotional rates are often tied to specific conditions or fresh funds, the basic savings account offers daily interest calculations and monthly payouts, all protected under the HKMA Deposit Protection Scheme.
#3
WeLab Bank Savings Account - WeLab Bank
WeLab Bank is another HKMA-licensed virtual bank focusing on a digital-first approach. It offers a straightforward savings account with competitive base rates and often runs attractive promotional campaigns to boost interest earnings. The bank is suitable for those who value digital convenience, transparent fee structures, and the security of the Deposit Protection Scheme. WeLab Bank provides essential banking services through its mobile app, aiming for simplicity and efficiency.