HSBC Global Money Transfers

HSBC's Global Money Transfer service offers reduced FX spreads of 0.7-1.0% above mid-market for Premier and Advance customers — significantly below the standard bank retail spread of 1.5-2.0%. Transfers to HSBC accounts in 40+ countries arrive instantly (vs. 1-2 business days for non-HSBC). For customers with family members who also bank with HSBC internationally, the instant inter-HSBC transfer network is the fastest and lowest-cost option available — particularly valuable for HKD-GBP (HSBC UK) and HKD-AUD (HSBC Australia) corridors.