MoneyGram competes directly with Western Union for the cash pickup corridor, with a HK agent network of 150+ locations and same-day delivery to 200+ countries. For the HKD-PHP corridor specifically, MoneyGram's promotional rates occasionally undercut Western Union on a week-to-week basis, and its Walmart partnership in the US gives it unrivalled reach for HK-US dollar remittances serving Filipino communities with US-based family members. The MoneyGram app allows transfers to be initiated at home with cash pickup confirmation sent to the recipient's mobile.
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