Citibank Mortgage

Citibank offers a competitive HIBOR + 1.3% H-Plan with a cash rebate of up to 2.0% and a complementary financial planning review with every new mortgage approval. The bank's Citigold clients receive preferred pricing and a dedicated mortgage advisor. Citi's Mortgage Redraw feature — available on select plans — allows borrowers who have made extra repayments to redraw the overpaid amount without penalty, combining the interest savings of overpayment with the liquidity of a revolving facility.