AIA's Prime Value Choice MPF scheme features an FER as low as 0.72% on its Stable Fund — one of the lowest stable fund rates in the market. AIA focuses on employer simplicity: setup takes 1 business day online, monthly employer filing is a single CSV upload, and dedicated HR hotlines have sub-5-minute wait times. The scheme's DIS funds track a global equity index and HK bond benchmark, providing transparent beta exposure without active management fees eating into compounding returns over decades.
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