Hang Seng Mandatory Provident Fund

Hang Seng MPF is particularly strong for retail SME employers who also bank with Hang Seng, offering direct debit autopay for contributions, no-paper monthly filings via Hang Seng Business ibanking, and a dedicated SME phone line that answers in under 2 minutes. The scheme offers 11 constituent funds with FERs averaging 1.22% — mid-market pricing with the trust of a top-3 HK retail bank. The Hang Seng Index Fund (FER: 1.08%) directly tracks the Hang Seng Composite Index for transparent market exposure.