HSBC Mandatory Provident Fund

HSBC's MPF scheme is the default choice for HSBC banking clients, offering seamless integration between banking and MPF accounts in a single app. The scheme provides 14 constituent funds with FERs ranging from 0.99% to 1.76%, and the Hang Seng Index Fund (0.99% FER) is the standout low-cost option for members who want simple HK equity exposure. HSBC's global investment team manages the scheme with institutional-grade governance and quarterly member statements with personalised retirement projection modelling.