MPFA eMPF Platform

The Mandatory Provident Fund Schemes Authority's eMPF platform (launched 2023-2024) is the industry-transforming centralised administrative system that allows members to view all MPF accounts across different trustees in one place, consolidate sub-accounts, and switch constituent funds across schemes online. While not a scheme itself, registering on eMPF is the highest-leverage action any HK worker can take to control their retirement savings — the average HK worker accumulates 4 separate MPF accounts from job changes, and consolidation eliminates the erosive drag of high-fee legacy funds.