Principal MPF Scheme

Principal Financial Group's MPF scheme targets SME employers with a streamlined 3-fund DIS structure and one of the simplest employer interfaces in the market. The Principal Guaranteed Fund is notable for providing capital preservation with a guaranteed minimum return — rare in the MPF universe — making it appropriate for members within 5 years of retirement. Principal's MPF Excellence Series has delivered consistent top-decile risk-adjusted returns over 5 years, driven by its SMID-cap tilt in Asian equity allocations.