Standard Chartered CashBack Loan

Standard Chartered's CashBack Loan features a headline APR of 4.99% and uniquely provides a 1% cashback on the loan disbursement amount — effectively reducing the effective borrowing cost. Maximum loan is HK$2,000,000 with tenors of 12-60 months. The bank's Priority Banking clients get preferential rate reductions and a dedicated relationship manager to structure repayments. The cash incentive on approval makes this ideal for larger one-off borrowing needs like home renovation or wedding expenses.