DBS Multiplier Account rewards customers for consolidating their financial life with DBS — crediting salary, making credit card spend, taking a home loan, and investing through DBS all unlock progressively higher savings rates. The maximum rate reaches 3.8% p.a. on balances up to HK$100,000 when three or more product categories are fulfilled. For existing DBS mortgage or investment customers, this is the most rewarding savings account available from a traditional bank — effectively monetising relationship depth rather than offering one-size-fits-all pricing.
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