Standard Chartered's Bonus Saver rewards customers who spend on an SC credit card, transact in FX, or purchase investment products by crediting bonus interest of up to 1.5% p.a. on top of the base savings rate. The combined rate can reach 3.2% p.a. for a customer who also holds SC cards. The account requires a minimum HK$200,000 balance for the maximum bonus tier, making it most rewarding for high-net-worth individuals who are already SC credit or investment clients.
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