American Express Cathay Pacific Credit Card

The American Express Cathay Pacific co-branded card directly earns Asia Miles at 1.25 miles per HKD on Cathay purchases and 0.5 miles per HKD elsewhere. While Amex acceptance is narrower in HK than Visa/MC, the card provides Cathay-specific benefits including priority flight upgrade waitlisting and bonus miles on Cathay bookings. The annual fee of HK$1,800 includes an annual Asia Miles bonus of 5,000 miles — which at Asia Miles' standard redemption value justifies the fee for any cardholder making even one Cathay redemption per year.