Cathay Mastercard (DBS Bank HK)

The co-branded Cathay Mastercard, issued by DBS Bank HK, earns Asia Miles directly at 1.5 miles per HKD on Cathay flights and Cathay Pacific Shopping, and 0.5 miles per HKD on all other spend. The card's distinguishing feature is automatic Cathay membership status perks — including priority flight upgrade waitlisting and bonus miles on Cathay bookings — and the ability to earn miles that go directly into the Asia Miles account without conversion delays or minimum redemption thresholds.