Hang Seng Travel+ Visa Signature Card

Hang Seng's Travel+ Card earns 2 miles per HKD on overseas transactions (any currency) and 1 mile per HKD locally, with a competitive annual fee of HK$1,800 and a complimentary Priority Pass membership. The welcome offer of 20,000 miles for new applicants meets a reasonable HK$6,000 first-month spend. The card transfers to Asia Miles and KrisFlyer and has no minimum redemption unit — even 1,000 miles can be redeemed as cash credit, providing a liquidity floor for points that might not reach a flight redemption threshold.