HSBC EveryMile Credit Card

HSBC EveryMile earns 1 RewardCash per HKD (equivalent to 0.5 mile via transfer) with no category restrictions and transfers to 18 airline programmes — the widest transfer network of any HK-issued card. The card partners directly with Cathay Pacific, enabling mile accumulation that stays in the Asia Miles ecosystem for optimal Business Class redemptions. For HK-based frequent travellers, the combination of the broad transfer network and Cathay partnership makes EveryMile the most flexible mile-earning vehicle in the market. Annual fee: HK$2,000.