HSBC Premier Mastercard

HSBC Premier Mastercard is the exclusive card for Premier banking customers (minimum HK$1M relationship), earning 1 RewardCash per HKD with no expiry and transferable to Asia Miles, British Airways Avios, and 16 other programmes. The card's primary value lies in its annual fee waiver (free for Premier members) combined with Priority Pass lounge access for cardholder and one guest. For HSBC Premier clients who already qualify, this is the most cost-efficient premium miles card in Hong Kong — effectively free with 2 lounge visits per year.