Standard Chartered Visa Infinite Card

Standard Chartered's Visa Infinite card targets high spenders with an earn rate of 1.5 miles per HKD on foreign currency transactions and 1 mile per HKD locally. The card's most distinctive feature is its unlimited lounge access for the cardholder and one guest — Priority Pass, Dragon Pass, and LoungeKey are all covered — making it particularly valuable for accompanying-guest scenarios that other cards charge HK$200-400 per visit. Annual fee: HK$2,500, with Priority Banking clients eligible for full fee waiver.