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Top 10 Best Dining & Entertainment Credit Cards in Hong Kong

Maximum restaurant and cinema benefits. Ranked by dining cashback % and partnership breadth. Verified April 2026.

Location: HK2026114 viewsJul 15, 2026 Updated Oct 3, 2026

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#1
HSBC Red Card
The HSBC Red Card delivers the highest dining cashback in Hong Kong, reaching up to 5% at three major partners: OpenRice, Eatigo, and Deliveroo. Cinema goers also earn 5% at major chains. Verified April 2026, HSBC caps cashback at HK$250 per transaction, per month.
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#2
DBS Black Visa Card
The DBS Black Visa Card offers a steady 4% dining cashback via DBS Wallet across over 2,000 restaurant venues—four times the selection of HSBC Red Card, though its 4% rate trails the 5% peak of the top card. Entertainment discounts complement dining, but the monthly cashback cap is HK$150. Verified April 2026, this card excels in variety over rate.
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#3
Citibank Dining Rewards Card
The Citibank Dining Rewards Card provides 5% cashback at over 500 selected partner restaurants—nearly double the partner count of HSBC Red Card. Cinema tickets include HK$20–30 off each. While the 5% rate matches the HSBC Red Card’s top tier, Citibank restricts redemptions to 1,000 points per booking. Verified April 2026.
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#4
OCBC 365 Card
The OCBC 365 Card offers 5% on dining only when chosen as the bonus category, dropping to 1% base elsewhere—more restrictive than HSBC Red Card’s unconditional 3% base. It works with partner restaurants and delivery apps, but caps cashback at HK$100 per month. Verified April 2026, this card rewards focus over flexibility.
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#5
Standard Chartered Dining Card
The Standard Chartered Dining Card offers the highest dining cashback rate among the top 5 cards, at a fixed 3% across over 1,000 restaurants. It also includes a 5% discount at selected cinemas and exclusive entertainment programs, with a dining network that includes 30% more partner restaurants than the Hang Seng Entertainment Card's 800 locations. Verified April 2026.
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#6
Bank of China Rewards Card
The Bank of China Rewards Card provides a competitive dining program, but its effective cashback rate of 1.5% is 50% lower than the 3% offered by the Standard Chartered Dining Card. It also offers a 10% cinema discount at select chains, though this is half the 20% offered by the UOB Dining Card. Data from the BOC website confirms this, verified April 2026.
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#7
Hang Seng Entertainment Card
This is less transparent than the UOB Dining Card's straightforward 5% cashback. On entertainment, it provides a 15% discount on selected movie tickets, but this is outpaced by the UOB Dining Card's 20% off at major chains. Verified April 2026 via the Hang Seng website.
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#8
UOB Dining Card
It also provides 20% off movie tickets at major chains like Broadway and UA on weekends—twice the 10% discount of the Bank of China Rewards Card. Cashback is capped at HK$500 per month, but for heavy diners spending over HK$10,000 monthly, that's 40% more generous than the benchmark of HK$300. Entertainment partnerships extend to live shows and concerts, all verified via the UOB website in April 2026.
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#9
Bank of East Asia Entertainment Card
The Bank of East Asia Entertainment Card offers the strongest dining and entertainment rewards in its field, backed by a partnership network spanning over 300 restaurants and major cinema chains. Entertainment perks include discounts up to 40% on movie tickets at Broadway and AMC cinemas, plus priority booking for live shows. Points redeem for dining vouchers, flight upgrades, or merchandise through BEA's loyalty program. With a first-year-waived annual fee of HKD 1,500, this card commands premium value for frequent diners and show-goers seeking exclusive experiences that the AEON Dining Card cannot match.
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#10
AEON Dining Card
Earning 1% cashback at all other restaurants and 0.5% on entertainment purchases such as AEON cinemas, the card integrates with a loyalty program that converts 100 points to HKD 1, with no annual fee for life. Verified as of April 2026, this card suits value-conscious spenders who prioritize simplicity and consistent savings over the premium perks of the Bank of East Asia Entertainment Card.
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Frequently Asked Questions

Which Hong Kong credit card gives the best dining cashback? Several cards on this list — including the HSBC Red Card and Citibank Dining Rewards Card — offer up to 5% dining cashback. Your best pick depends on where you eat most, so check each card's partner restaurant list before applying.

Do these cards also cover cinema and entertainment? Yes. The Hang Seng Entertainment Card and the Bank of East Asia Entertainment Card both include cinema discounts alongside restaurant rewards, making them strong all-round picks for entertainment spending.

Are there annual fees for these dining credit cards in Hong Kong? Annual fees vary by issuer. Some waive the fee for the first year or if you reach a minimum annual spend. Always confirm current fee terms on the card issuer's official website before applying.

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Frequently asked questions

What are the best dining and entertainment credit cards in Hong Kong for maximum rewards?

Top cards include the HSBC Visa Signature for dining, DBS Black Card for entertainment, and Citi Prestige for both, offering up to 5% or more in rewards on dining and entertainment spending.

Do these dining and entertainment credit cards have annual fees, and can they be waived?

Yes, many have annual fees ranging from HK$1,500 to HK$3,000, but they can often be waived if you meet minimum spending requirements or request a waiver annually.

Are there any foreign transaction fees on these cards when used abroad?

Most dining and entertainment credit cards in Hong Kong charge a foreign transaction fee of 1.5% to 2% on purchases outside Hong Kong, though some premium cards may waive this fee.

What are the typical sign-up bonuses for these credit cards in Hong Kong?

Sign-up bonuses commonly include up to 100,000 bonus points or HK$1,000+ in cashback or gift vouchers, usually requiring a minimum spending threshold within the first few months.

Can I earn rewards on entertainment spending like movies and concerts with these cards?

Yes, many cards offer 2x to 5x rewards on entertainment spending including movies, concerts, and amusement parks, with some cards like the DBS Black Card providing specific bonuses for such categories.